insurance-regulator

NAIC — Model Bulletin on the Use of Artificial Intelligence Systems by Insurers

Name: Calibrated Authority rating — NAIC — Model Bulletin on the Use of Artificial Intelligence Systems by Insurers
Item: NAIC — Model Bulletin on the Use of Artificial Intelligence Systems by Insurers — public generative-AI policy
Rating: 10
Author: Chris Huber Reitz

10/12Calibrated Authority

“Compliance with these standards is required regardless of the tools and methods Insurers use to make such decisions.”— NAIC Model Bulletin: Use of Artificial Intelligence Systems by Insurers, §3 (adopted by Executive (EX) Committee and Plenary, 4 December 2023) · source ↗

Traceability & inspectability

Human authorship & accountability

Disclosure & labeling

Synthetic-identity / fabrication prohibition

Human validation in loop

Evidential-trust emphasis

Posture Enabling Boundary fit · contradicts Trust-logic Evidential

Source policy: https://content.naic.org/sites/default/files/inline-files/2023-12-4%20Model%20Bulletin_Adopted_0.pdf

Machine record: /institutions/naic.json

Cite this

Reitz, C.H. (2026). The Calibrated Authority Index — NAIC — Model Bulletin on the Use of Artificial Intelligence Systems by Insurers. https://calibrated-authority.chrishuberreitz.com/institutions/naic Quote: “Compliance with these standards is required regardless of the tools and methods Insurers use to make such decisions.” Source: https://content.naic.org/sites/default/files/inline-files/2023-12-4%20Model%20Bulletin_Adopted_0.pdf

Index Methodology Manifest JSON atom CC-BY-4.0 · v2026-09-08 · Chris Huber Reitz