{
  "$schema": "https://calibrated-authority.chrishuberreitz.com/schema.json",
  "dataset": "The Calibrated Authority Index",
  "version": "2026-09-08",
  "creator": "Chris Huber Reitz",
  "license": "CC-BY-4.0",
  "id": "esma",
  "name": "ESMA — Public Statement on AI in retail investment services",
  "segment": "financial-regulator",
  "url": "https://www.esma.europa.eu/sites/default/files/2024-05/ESMA35-335435667-5924__Public_Statement_on_AI_and_investment_services.pdf",
  "scores": {
    "D1": 2,
    "D2": 2,
    "D3": 2,
    "D4": 1,
    "D5": 1,
    "D6": 2
  },
  "ca": 10,
  "posture": "Balanced",
  "c2_fit": "fits",
  "c3": "Both-split",
  "twilight": false,
  "coded_date": "2026-08-02",
  "last_changed": null,
  "revision": 0,
  "quote": "firms’ decisions remain the responsibility of management bodies, irrespective of whether those decisions are taken by people or AI-based tools.",
  "quote_label": "ESMA Public Statement on the use of AI in the provision of retail investment services (ESMA35-335435667-5924, 30 May 2024), para 2",
  "provenance": {
    "url": "https://www.esma.europa.eu/sites/default/files/2024-05/ESMA35-335435667-5924__Public_Statement_on_AI_and_investment_services.pdf",
    "verify_status": "ok"
  },
  "jsonld": {
    "@context": "https://schema.org",
    "@type": "Review",
    "@id": "https://calibrated-authority.chrishuberreitz.com/institutions/esma",
    "url": "https://calibrated-authority.chrishuberreitz.com/institutions/esma",
    "name": "Calibrated Authority rating — ESMA — Public Statement on AI in retail investment services",
    "datePublished": "2026-08-02",
    "itemReviewed": {
      "@type": "CreativeWork",
      "name": "ESMA — Public Statement on AI in retail investment services — public generative-AI policy",
      "url": "https://www.esma.europa.eu/sites/default/files/2024-05/ESMA35-335435667-5924__Public_Statement_on_AI_and_investment_services.pdf",
      "text": "firms’ decisions remain the responsibility of management bodies, irrespective of whether those decisions are taken by people or AI-based tools.",
      "abstract": "firms’ decisions remain the responsibility of management bodies, irrespective of whether those decisions are taken by people or AI-based tools.",
      "alternateName": "ESMA Public Statement on the use of AI in the provision of retail investment services (ESMA35-335435667-5924, 30 May 2024), para 2"
    },
    "reviewRating": {
      "@type": "Rating",
      "ratingValue": 10,
      "bestRating": 12,
      "worstRating": 0,
      "ratingExplanation": "Composite Calibrated Authority score (sum of six 0-2 dimensions). Breakdown — D1 Traceability & inspectability: 2; D2 Human authorship & accountability: 2; D3 Disclosure & labeling: 2; D4 Synthetic-identity / fabrication prohibition: 1; D5 Human validation in loop: 1; D6 Evidential-trust emphasis: 2. Posture: Balanced. Verification-boundary fit: fits. Trust-logic: Both-split."
    },
    "author": {
      "@type": "Person",
      "name": "Chris Huber Reitz",
      "url": "https://chrishuberreitz.com",
      "sameAs": [
        "https://chrishuberreitz.com",
        "https://chrishuberreitz.com/frameworks/calibrated-authority",
        "https://www.linkedin.com/in/chrishuberreitz"
      ]
    },
    "publisher": {
      "@type": "Person",
      "name": "Chris Huber Reitz",
      "url": "https://chrishuberreitz.com"
    },
    "isPartOf": {
      "@type": "Dataset",
      "name": "The Calibrated Authority Index",
      "url": "https://calibrated-authority.chrishuberreitz.com",
      "version": "2026-09-08",
      "license": "https://creativecommons.org/licenses/by/4.0/"
    },
    "license": "https://creativecommons.org/licenses/by/4.0/"
  }
}